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Have You Checked Your Investments?

Choosing investments for your retirement savings account may seem difficult and
time-consuming, but it doesn’t have to be. As you’ve heard by now, you can get specific fund recommendations from Vanguard. This easy-to-use service is available to you at no cost and provides quick answers about which funds to select in your plan. It’s easy! Here’s how it works:

1. Complete Vanguard's Investor Questionnaire. Don’t worry-there are no right or wrong answers. Simply answer the 11 questions.

2. Look on the answer key you’ll see after completing the Investor Questionnaire for your score and the appropriate mix of funds that meets your risk tolerance.

3. Visit www.vanguard.com or call Vanguard at 1-800-523-1188 to make a change to your investments.

Remember: Most experts recommend an annual review of your retirement plan mix to make sure that you are still on track.

Want a Simple Solution?

Consider Vanguard® LifeStrategy® Funds.

Each LifeStrategy Fund invests in a predetermined mix of stock and bond funds. This means that you only need to pick a single fund to get a broadly diversified portfolio.
If you do not see a LifeStrategy Fund listed next to your score, pick the LifeStrategy Fund closest to that score.

LifeStrategy Funds can simplify investment selection, however, all mutual fund investing is subject to risk. Diversification does not ensure a profit or protect against a loss in a declining market.

For Further Assistance
Christian Brothers Retirement Planning Services and Vanguard are committed to
helping you reach your retirement saving goals. If you need assistance, call Vanguard at
1-800-523-1188
. An associate will fill out the questionnaire with you over the phone and help you make changes to your investments. Associates are available Monday through Friday from 7:30 a.m. to 8 p.m., Central time, and will be happy to help you.

For more information about any fund, including investment objectives, risks, charges, and expenses, call The Vanguard Group at 1-800-523-1188 to obtain a prospectus. The prospectus contains this and other important information about the fund. Read and consider the prospectus information carefully before you invest. You can also download Vanguard fund prospectuses at www.vanguard.com.

Vanguard and LifeStrategy are trademarks of The Vanguard Group, Inc. All other marks are the exclusive property of their respective owners.

© 2005 The Vanguard Group, Inc. All rights reserved. Used with permission.