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Navigating Healthcare Reform
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Navigating Healthcare Reform
The Impact of the Patient Protection and Affordable Care Act (PPACA) on Vowed Members


On March 23, 2010, President Barack Obama signed into law healthcare legislation that will alter healthcare payment models across the United States. Often referred to as the Patient Protection and Affordable Care Act (PPACA), this legislation is complex and dynamic, making it both difficult to understand and challenging to predict in terms of the legislation's long-term effects. For religious institutes that encompass vowed members, the nuances of the legislation can be particularly confusing.

To get a sense of religious institutes' perceptions and understanding of the healthcare legislation, Christian Brothers Services recently surveyed 200 Religious Institutes that have at least 11 vowed members. The survey involved telephone interviews with individuals who are most responsible for administering or managing healthcare benefits for their organization's vowed members. The survey showed that while 86% of respondents were aware of PPACA, only 15% were very or extremely familiar with it. Opinions were split as to whether the legislation will have a positive or negative impact on Catholic Religious Institutes. Similarly, respondents were divided on their opinions about the anticipated quality and accessibility of healthcare in the future.

One thing the survey results highlight is that Religious Institutes are not as familiar with the healthcare legislation and its potential impacts as they could be. To help enhance understanding of the legislation, this white paper aims to clarify different aspects of the law and outline key points for Religious Institutes to keep in mind when designing healthcare coverage for vowed members.
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